I write about tax clarity, rational financial choices, and finding balance between work, motherhood, and independence.
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Backdoor Roth vs. Mega Backdoor Roth — Smart Strategies for High-Income Retirement Planning
Roth IRAs are a powerful tool for tax-free retirement growth—but many high earners are surprised to find themselves ineligible to contribute directly due to income limits. Fortunately, there are two advanced strategies to consider: the Backdoor Roth IRA and the Mega Backdoor Roth.…
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401(k) vs IRA — Which One Is Right for You?
When planning for retirement, most people have heard of 401(k)s and IRAs. But which one should you prioritize? Or can you use both? In this post, we’ll break down the key differences and help you decide what works best for…
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RSU Taxation Demystified: A Practical Guide for High-Earning Professionals
Restricted Stock Units (RSUs) have become a staple of compensation packages at many firms and other high-growth employers. While the extra equity can materially boost your net worth, misunderstanding the tax rules can just as easily erode it. This article…
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Welcome!
After years working at Big Four and national accounting firms, I started Line11 CPA with a simple goal: to create a tax and advisory practice that treats clients like people — not just filings or deadlines. In my experience, many…
Real-life tax strategies for families, entrepreneurs, and future planners.
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